Xactimate Fascia Wrap (FSC METAL): The Line Item That Adds $800 to Every Claim

Fascia wrap is one of the most overlooked line items in a carrier-written roofing estimate. On a typical 2,000 square foot home with 240 linear feet of eave and gable fascia, aluminum fascia wrap (FSC METAL) runs between 700 and 1,100 dollars at current Xactimate pricing. Most carrier estimates either skip this line entirely, include only the eave LF and forget the gables, or write a stale rate that's 30 percent below current regional pricing.

That's a real number sitting on almost every roof claim you write. And unlike some supplements that require complex argumentation, fascia wrap damage and replacement is one of the cleanest supplement conversations you can have with an adjuster. The damage is visible, the code is specific, and the math is simple.

This guide covers the Xactimate FSC METAL line item end to end. How the code works, when wood fascia R&R is required instead, how to measure eave plus gable LF correctly, current 2026 unit pricing, and the exact supplement language and photo documentation that gets the correction approved.

What Is FSC METAL in Xactimate?

FSC METAL is the Xactimate line item code for aluminum fascia wrap, priced per linear foot. The full line description reads something like "Fascia, aluminum, wrap over existing." It covers the labor and material for installing a pre-formed aluminum coil stock wrap over the existing wood fascia board to protect it from weather and provide a finished exterior appearance.

The FSC category in Xactimate's pricing database contains several related codes. Knowing the distinctions helps you write the correct supplement:

• FSC METAL: Aluminum wrap installed over existing wood fascia. Priced per LF. This is the most common line item on roof claims where the wood is intact but the existing wrap is damaged or missing.
• FSC 1X6: Remove and replace wood fascia board, 1 by 6 dimension. Priced per LF. Used when the wood fascia itself is rotten, broken, or missing.
• FSC 1X8: Remove and replace wood fascia board, 1 by 8 dimension. Priced per LF. Same concept, but for wider fascia profiles commonly found on modern homes.
• FSC 2X6, FSC 2X8: Heavier dimensional lumber used as sub-fascia on some construction types.
• FSC METAL P: Aluminum fascia wrap, premium grade or custom bent. Priced slightly higher than standard FSC METAL.

When to Use FSC METAL

FSC METAL is the default when the underlying wood fascia is sound but the aluminum wrap shows hail damage, was damaged during tear-off, or needs to be removed and replaced to allow drip edge installation. It's also the correct code when the home has existing aluminum wrap that was dented or scratched by hail impact.

FSC METAL and the Roof Replacement Scope

Similar to gutter D&R, fascia wrap is not an optional upgrade. When a roof is replaced, the top edge of the fascia wrap sits directly behind or underneath the drip edge. If the wrap is damaged, loose, or improperly installed, the drip edge cannot be installed correctly. Most roofers will need to remove and replace the aluminum fascia wrap (or at minimum detach and reset it) to install the roof properly.

For more on how drip edge pricing interacts with fascia work, see our guide to RFG DRIP.

When Fascia Damage Qualifies for Coverage

Not every claim automatically includes fascia wrap. The damage needs to be documented and tied back to the covered peril (typically hail or wind). Here's what qualifies.

Hail Damage Indicators

• Circular denting on the exposed face of the aluminum wrap matching the hail stone size documented on the roof and gutters.
• Scratches and gouges from large stones or debris impact.
• Creasing along the bottom edge where the wrap tucks under the gutter.
• Paint chipping or finish damage from impact, especially on painted aluminum wrap.

Wind Damage Indicators

• Wrap pulled away from the fascia at corners or along the bottom edge.
• Missing sections where the wrap was torn off during the storm.
• Flapping or loose sections indicating fastener failure.

Tear-Off Damage

Even if the original storm didn't damage the fascia wrap, proper tear-off and drip edge replacement frequently damages the existing wrap. The old wrap is typically stapled or nailed into the wood fascia and needs to come off to install new drip edge. Once off, it rarely goes back on in reusable condition. This is a legitimate scope item on virtually every full roof replacement where existing aluminum wrap is present.

Example: A 2,400 square foot home in Oklahoma with 280 LF of combined eave and gable fascia. Original carrier estimate: no FSC METAL line item. Supplement submitted at 280 LF x $3.90 per LF = $1,092. Approved in full after photos showed hail denting on the front elevation fascia wrap and the inspector confirmed tear-off damage was unavoidable.

Wood Fascia R&R: FSC 1x6 and FSC 1x8

Sometimes the aluminum wrap is the smaller issue. The real problem is the wood fascia board underneath, which may be rotten, broken, or damaged from water intrusion caused by the same storm that damaged the roof.

When to Use FSC 1X6 or FSC 1X8 Instead of FSC METAL

If the wood fascia itself is damaged, don't wrap over rotten wood. The correct line item becomes FSC 1X6 or FSC 1X8 (depending on the existing dimension), which is remove and replace wood fascia. This is typically 3 to 4 times the unit price of FSC METAL because it includes demolition of the old board, supply of new pressure-treated or cedar lumber, and proper fastening.

Typical Pricing Comparison

How to Document Wood Damage

Wood fascia damage is usually evident only after the aluminum wrap comes off. If you identify rotten or damaged wood during the tear-off, stop and document before replacing it. Photos should show:

• The rotten section with the wrap removed.
• A probe or screwdriver inserted into the rotten wood to demonstrate softness.
• Wider shots showing the extent along the fascia line.
• A tape measure indicating the length of damaged section.

Submit the wood fascia R&R as a supplement after you discover the damage. Most carriers will accept concealed damage documented during tear-off as a valid supplement, provided you pause work and request approval before completing the repair.

The LF Math: Eave Plus Gable Measurement

The single biggest mistake on fascia supplements is under-counting the linear footage. Fascia wraps both the eave (horizontal) and the gable (rake, diagonal) edges of a roof. Many carrier estimates only account for the eave LF and miss the gable entirely.

Eave Fascia

Eave fascia is the horizontal board that runs along the bottom edge of every sloped roof section. The gutter is typically attached to this fascia. Eave LF on most homes matches the gutter LF closely.

Gable Fascia (Rake)

Gable fascia runs along the diagonal edges of a gable roof, from the eave up to the ridge. On a home with two front-facing gables and two rear-facing gables, you have four gable fascia runs that each need to be wrapped. The LF of each gable is typically 12 to 20 feet depending on roof pitch and width.

Typical LF Breakdown by Roof Style

How to Measure from the Roof Diagram

Most Xactimate estimates include an edge-labeled roof sketch. Sum every horizontal edge labeled E (eave) and every diagonal edge labeled R (rake). The rakes are your gable fascia LF. If the carrier's FSC METAL quantity only matches the eave total, they forgot the gables. That's your supplement.

Supplement example: A Dutch hip home in Colorado. Original estimate: FSC METAL at 170 LF x $4.20 = $714. Field measurement: 170 LF eave plus 45 LF gable = 215 LF. Corrected estimate: 215 LF x $4.20 = $903. Supplement approved for +$189 on LF correction alone. Combined with a rate correction to current ZIP pricing, total supplement on this line: +$340.

For more on reading Xactimate diagrams and quantities, see our guide to reading a Xactimate estimate.

2026 Unit Pricing Ranges

Current 2026 Xactimate pricing for fascia line items varies by region and updates quarterly. Here are representative ranges by region for Q1 and Q2 2026.

If the carrier wrote a rate below the regional floor, that's an easy supplement. Pull the current ZIP-specific rate directly from Xactimate and submit a rate correction with the screenshot attached. No elaborate argument needed. Just the current market data.

Supplement Language That Gets Approved

Clean, specific supplement language gets paid. Vague complaints get denied. Here are templates you can adapt for fascia supplements.

Template 1: Missing FSC METAL Line Item

"Your estimate includes a full roof replacement with tear-off of shingles, underlayment, and drip edge, but does not include FSC METAL. The home has existing aluminum fascia wrap that will be damaged or destroyed during tear-off and drip edge replacement. Per Xactimate standard scope for full roof replacement, FSC METAL is required at 240 LF (170 eave plus 70 gable) at current ZIP rate. Field measurement and photo of existing wrap condition attached."

Template 2: LF Correction (Missing Gables)

"Your estimate lists FSC METAL at 170 LF, which reflects only the eave fascia. Field measurement confirms an additional 70 LF of gable fascia on this home that also requires aluminum wrap. Total fascia LF is 240. Requesting correction to 240 LF at current ZIP rate. Measurement sketch and elevation photos attached."

Template 3: Wood Fascia R&R Upgrade

"During tear-off, crew identified rotten wood fascia on the north elevation spanning 32 LF. Underlying wood is soft to the probe and cannot accept new aluminum wrap. Requesting FSC 1X6 R&R at 32 LF at current ZIP rate in place of FSC METAL on this section. Remaining 208 LF of fascia remains FSC METAL. Photos of rotten wood and probe test attached."

Template 4: Rate Correction to Current Pricing

"Your estimate includes FSC METAL at $2.90 per LF. Current Xactimate ZIP pricing for this line item in Q2 2026 is $4.20 per LF. Requesting rate correction to match current database pricing. ZIP pricing screenshot attached."

For more supplement templates across every Xactimate line item, see our complete Xactimate supplement list and the full supplement writing walkthrough.

Photo Documentation Requirements

Photos are the difference between a denied supplement and an approved one. Here's what to capture for every fascia claim.

For FSC METAL Coverage

• Wide shots of each elevation showing the full run of existing aluminum wrap.
• Close-ups of hail denting, scratches, or wind damage on the wrap.
• Close-ups of loose sections, torn wrap, or missing pieces.
• Corner shots showing how the wrap terminates and whether seams have separated.
• Tear-off progress shots showing wrap being removed and the difficulty of reusing it.

For Wood Fascia R&R

• The damaged wood section with aluminum wrap removed.
• A probe, pen, or screwdriver inserted into rotten wood to demonstrate soft material.
• Wide shot showing the extent of damaged fascia along the roof edge.
• Tape measurement of the damaged section with the tape visible in the frame.
• Context shot showing where on the home the damage is located (front, back, which elevation).

For LF Corrections

• Elevation photos clearly showing the eave lines and gable lines.
• A sketch or annotated drawing of the fascia perimeter.
• Tape measurements for each elevation if disputed.

Name your photos descriptively and reference specific photos in the supplement narrative. A well-organized photo set with descriptive filenames is faster for an adjuster to review and approve.

Common Mistakes on Fascia Supplements

These are the errors that turn clean supplements into denied requests.

Mistake 1: Forgetting the Gables

The most common error is measuring only the eave LF and missing the gable fascia entirely. On a gable-style roof, this can reduce your fascia LF by 30 to 50 percent. Always include both eave and rake LF in the supplement.

Mistake 2: Using FSC METAL When Wood Is Damaged

If the wood underneath is rotten, wrapping over it is a workmanship failure and creates a warranty issue. Use FSC 1X6 or FSC 1X8 R&R for damaged wood sections. Pricing is higher, and the scope is correct.

Mistake 3: Not Documenting Tear-Off Damage

If the existing wrap needs to come off for drip edge installation, say so in the supplement. Don't just claim storm damage if the real justification is tear-off necessity. Either reason is valid, but they require different framing.

Mistake 4: Asking for Custom Bent Aluminum Without Justification

FSC METAL P (premium or custom bent) is priced higher than standard FSC METAL. Only use this code when the fascia profile actually requires custom bending (for example, boxed returns, soffit corner caps, or non-standard fascia heights). Asking for premium pricing on a standard install gets denied and hurts your credibility on the rest of the supplement.

Mistake 5: Submitting Fascia as a Separate Supplement

Bundle fascia corrections with your other supplements. Adjusters prefer one comprehensive supplement over several small ones. See our adjuster estimate review checklist for a complete review process before submitting.

Mistake 6: Not Matching Colors on Approved Wrap Work

This isn't a pricing issue, but it affects whether the homeowner is satisfied. If the original fascia wrap was dark bronze and you install white, you'll have a warranty call and an unhappy customer. Document the existing color before tear-off and order matching coil stock for the install.

Mistake 7: Ignoring Soffit Damage

Fascia and soffit are often damaged together. If you're writing a fascia supplement and the soffit is also damaged, check for matching line items in the SFT category (soffit) and include them in the same supplement. For more on commonly missed line items, see our line items adjusters miss.

Putting It All Together: The Fascia Supplement Workflow

Here's the step-by-step process for handling fascia on every roofing claim.

1. Walk the perimeter before roof work begins. Document existing fascia wrap condition on every elevation.
2. Measure eave and gable LF separately. Note each total and sum for total fascia LF.
3. Photograph damage specifically. Wide, medium, and close-up shots for every damaged section.
4. Compare to the carrier's estimate. Check for missing FSC METAL, short LF, or outdated rates.
5. Start tear-off and document concealed damage. If wood is rotten, stop and photograph before replacing.
6. Write the supplement with specific line item codes, LF, and rates. Attach measurement sketches and photos.
7. Submit as part of a comprehensive supplement. Bundle with other corrections for faster adjuster review.
8. Follow up in 7 to 14 days if no response. Fascia supplements with clean documentation typically approve within two weeks.

The Bottom Line

Fascia wrap supplements are some of the highest-value, lowest-friction corrections you can write on a roof claim. On a typical home with 200 to 280 linear feet of combined eave and gable fascia, the FSC METAL line alone is worth $700 to $1,200. Add wood fascia R&R on sections where rot is discovered during tear-off, and the supplement can reach $2,000 or more on a single claim.

The damage is visible. The measurements are simple. The pricing is public. The Xactimate codes are specific. The only thing standing between a contractor and this revenue is the willingness to measure the full perimeter (not just the eave), document the damage clearly, and submit a clean supplement with the right line item codes and current ZIP pricing.

Do that on every claim, and FSC METAL becomes one of the most reliable line items in your supplement toolbox. Skip it, and you're leaving close to a thousand dollars on the table on every full roof replacement.