Built by a contractor · Used on 200+ carriers

The average claim has $3,200 left behind.

Upload the adjuster's PDF. In about 60 seconds, ClaimStack flags missed line items and drafts a carrier-ready supplement letter. You keep the recovery instead of handing part of it to a supplement company.

Works with Xactimate PDFs & ESX · Compatible with State Farm, Allstate, Auto-Owners, Cincinnati, Travelers, Farmers, USAA, and 200+ carriers

No account or credit card required for your free analysis · Cancel anytime · Built by a contractor, not a software team guessing

+$4,218 flagged — State Farm, Indiana
Live scan

Watch it flag $3,842 on a claim that was already closed.

This is the exact flow. Upload a PDF, get findings in about 60 seconds, and see the same output you'd get on your own claim before you sign up.

Audit — Analyzing estimate Ready
Adjuster's estimate
PDF
CIC-Estimate-24SQ.pdf
State Farm · 24 SQ Residential
  • Shingles — 24 SQ$4,320
  • Felt Underlayment$480
  • Flashing$210
  • Ridge Cap$185
  • Tear-Off Labor$1,680
  • Haul-Away$340
Findings
  • O&P (10/10) Missed +$1,443
  • Ice & Water Shield Missed +$620
  • Drip Edge Code +$310
  • Starter Strip Missed +$189
  • Steep Pitch Missed +$460
  • Code Upgrade Code +$480
  • Waste Factor Missed +$340
Recovery 7 missed items
$0
Hard evidence

Two real Indiana claims. $19,467 flagged in under two minutes.

These are real adjuster PDFs run through the production API. Drop the same files into /upload/ and check the numbers yourself.

Carrier

Property-Owners Insurance

Auto-Owners family · Indiana
Live claim
Original estimate $17,916.35
Missed items 6
Supplement range $6,383–$13,083
Time to analyze 47s
Supplement vs original +73%
  • Overhead & Profit (O&P) $3,583
  • Ice & Water Shield
  • Paint Drip Edge, Vents & Flashing
  • Chimney Flashing
  • Counter Flashing at Wall Intersections
  • Valley Metal / Lining
Carrier

Cincinnati Indemnity Company

Cincinnati Insurance · Indiana
Live claim
Original estimate $26,832.92
Missed items 5
Supplement range $7,467–$12,067
Time to analyze 52s
Supplement vs original +45%
  • Overhead & Profit (O&P) $5,367
  • Paint Drip Edge, Vents & Flashing
  • Chimney Flashing
  • Counter Flashing at Wall Intersections
  • Valley Metal / Lining

Same production API that's running right now. Drop your own claim into /upload/ — about 60 seconds, no account needed.

+$3,842 recovered on a single 24-square residential
"I uploaded a State Farm estimate I'd already closed on. ClaimStack flagged O&P, drip edge, ice & water shield, and a steep pitch charge — all missing. I sent the supplement letter as-is. Three of the four items were approved within 48 hours. That's money I would have left on the table."
Matt, Owner of Big Dog Roofing
Matt
Owner, Big Dog Roofing
+$2,614 approved — 4 missed items on one claim
"I've been doing insurance work for 8 years. I thought I was catching everything. Uploaded an old Farmers estimate to test it and it found chimney flashing, valley metal, and painting that I missed completely. Paid for itself before lunch."
Darrell, Owner of Storm Pro Roofing
Darrell
Owner, Storm Pro Roofing
The full system

Finding the money is step one. ClaimStack handles the paperwork after.

Audit, rebuild, demand, track, and get paid in one system. Every module shares the same claim data, so what Audit finds flows straight into your supplement letter and claim file.

Replace the supplement company, the photo app, the storm report subscription, and the spreadsheet you're tracking claims in.

Live

AuditEstimate Audit

Drop the adjuster's PDF or ESX. In about 60 seconds Audit flags missed line items with Xactimate codes, IRC citations, and dollar recovery estimates.

→ niswander.pdf · 6 missed · $6,383–$13,083
New

RebuildCorrected Estimates

Rebuild regenerates the full Xactimate scope with every missing item added — at the adjuster's own prices, with F9 justification notes ready to drop into the carrier portal.

↺ Rebuilt scope · 47 lines · +$13,083
Live

DemandSupplement Letters

Demand writes carrier-ready supplement requests with IRC citations, Xactimate codes, and carrier-specific language baked in. Ready to submit, not a draft.

✉ niswander-demand.pdf · Ready to send
Live

PlaybookCarrier Playbooks

Playbook tells you exactly how to submit — State Farm, Allstate, Auto-Owners, Cincinnati, Farmers, USAA, Travelers. Submission steps, pushback patterns, and 200+ subsidiary aliases auto-detected.

⛨ 7 carriers · 200+ aliases
Live

ReplyEmail Vault

Reply is your pre-written response library for every adjuster pushback — reinspection requests, supplement follow-ups, denial rebuttals. Auto-filled with your claim data.

✎ 10 templates · auto-filled claim data
Live

TrackClaim Pipeline

Track follows every claim from inspection to paid. Aging, status, realized recovery, and carrier response time — all in one dashboard. Never lose a supplement mid-cycle.

◱ Inspection → Paid · realized recovery
New

CaptureField Documentation

Capture is the mobile photo app you use on the roof. GPS-tagged, timestamped, AI damage analysis with HAAG terminology, instant PDF reports with company logo and Xactimate codes. Replaces CompanyCam.

📸 Phone-first · AI damage analysis · PDF report
New

VerifyStorm Backstop

Verify pulls NOAA Storm Prediction Center public data and generates a meteorologist-style PDF backing the date of loss with hail size and wind speed. Replaces HailTrace ($1,500/yr).

⛈ NOAA SPC data · Date of loss verified
New

MatchStatute Argument

When the carrier wants to repair half a slope and the original shingle is discontinued, Match generates the state-specific legal memo citing the matching statute or like-kind-and-quality doctrine. Turns repair claims into full replacements.

⚖ 11 states + common-law fallback · Legal hammer
New

ReleaseDepreciation Recovery

Release builds the 4-document packet (signed certificate of completion, final invoice, demand letter, photo cover) the carrier needs before they release recoverable depreciation. Get cash 30–90 days faster on every job.

💰 4 docs · Cash in hand 30–90 days faster
The math: a supplement company charging 20% on one $7,000 supplement keeps $1,400. Some charge even more. ClaimStack is $297/month flat, unlimited claims. Most contractors cover the subscription on the first supplement they catch.
Without vs with

Most contractors run insurance jobs across six tabs and a supplement invoice.

Photos in one app. Notes in another. Supplements outsourced. No pipeline. No system. That's where the money gets lost — not on bad jobs, on incomplete claims. One system fixes all of it.

Without ClaimStack
With ClaimStack
Missed line items hiding in closed claims
Full claim visibility, every time
Disorganized files across five apps
One structured claim file
Supplements take 3–7 days to outsource
Instant supplement generation
Guesswork on what carriers will pay
Data-backed recovery ranges
Paying a supplement service on every approval
Flat $297/mo, unlimited claims
Multiple logins, multiple tools, multiple bills
One login, one system, one bill

That's not a skill problem. It's a systems problem. So we built the system.

How It Works

Three steps. From adjuster PDF to supplement letter in about 60 seconds.

01

Upload the adjuster's PDF

Drag in the estimate the adjuster sent you. Any carrier, any state. Takes about 10 seconds.

02

Get your supplement letter and corrected estimate

ClaimStack flags the missed line items it finds with Xactimate codes and IRC citations, then generates the supplement letter ready to submit.

03

Submit to the carrier. Keep 100%.

Send the letter directly to the carrier. No percentage taken. No waiting 3–7 days. The recovery is yours — all of it.

Upload an Estimate Free

No account needed. See results in about 60 seconds.

What it catches

Six line items that show up on roofing claims every week.

These get left off adjuster estimates all the time. Each one can mean real money back on the claim. ClaimStack looks for all six.

O&P

+$1,200–$2,500

3+ trades means O&P is owed. It's almost never included. This one line item is often worth more than your entire year of ClaimStack.

Ice & Water Shield

+$400–$800

Code-required at eaves, valleys, and penetrations. Adjusters routinely skip it.

Drip Edge & Starter

+$200–$500

IRC-mandated. Adjusters say "included in shingles." It's not. These are separate line items.

Steep Pitch

+$300–$600

Over 7/12 pitch means additional labor. Always skipped. Always owed.

Code Upgrades

+$300–$800

Ridge venting, deck attachment, synthetic underlayment. Required by code. Left out of scope.

Waste Factor

+$200–$400

10–15% material waste is standard. If it's not on the estimate, you're eating it out of your margin.

Do the math

Why keep paying a supplement company after you already won the job?

Most take around 20% of your recovery, and some charge 25–30%. On a $7,000 supplement, that's $1,400 gone on the low end.

ClaimStack Supplement Co. DIY
Cost structure $297/mo flat 20–30% of recovery 2–3 hours
Turnaround 60 seconds 3–7 days Same day
You keep 100% 70–80% 100%
Thorough scan
At 10 claims/month $297/mo flat 20–30% of recovery 20–30 hours/mo
The Founder

Built by a contractor, not a software team guessing.

Jason Alan, roofing contractor, Army veteran, and founder of ClaimStack
"I own a roofing company and run insurance restoration. I was good at selling and production, but I kept leaving $2,000-$5,000 on the table because I wasn't catching what the adjuster missed. Once I started doing line-by-line reviews, I recovered an extra $147K in 18 months on jobs I'd already closed. I built ClaimStack so roofers can do that in about 60 seconds instead of burning hours on every file."
Jason Alan
Army Veteran · Roofing Company Owner · Founder, ClaimStack
Run the math on your own claims

Stop handing a cut of every supplement to someone else.

Plug in your real numbers. See exactly what switching to ClaimStack puts back in your pocket.

claims
$
Monthly supplement revenue
$84,000
Currently paid to supplement company (20%)
−$16,800/mo
ClaimStack (flat, unlimited claims)
−$297/mo
You keep an extra
$16,603/mo

Math assumes the industry-standard 20% supplement-service cut. Some companies charge 25–30%, which makes your savings even larger. ClaimStack is $297/month flat with unlimited claims. Cancel anytime.

Pricing

$297/mo. Unlimited claims. You keep everything you recover.

Most supplement companies charge around 20% of your recovery, and some charge 25–30%. That's $1,400 gone on a single $7,000 supplement before you even get paid. ClaimStack is $297 flat. Unlimited claims. One caught supplement usually covers the month.

Beta Pricing
All Access
$297 /mo

Unlimited claims. 7-day free trial. Everything included.

  • Unlimited supplement analyses
  • All 10 modules — Audit, Rebuild, Demand, Reply, Capture, Track, Scope, Verify, Match, Release
  • All line-item detection (50+ patterns)
  • Supplement letter generation
  • Email vault (10 templates)
  • Code library with IRC citations
  • Xactimate code matching
  • Team management
  • Priority support
Start 7-Day Free Trial

Lock in beta pricing before it goes up. No per-claim fees, ever.

Cancel anytime 90-day guarantee You keep 100% of recovery No per-claim fees

One claim leaves an average of $3,200 behind. For most contractors, ClaimStack pays for itself on the first supplement they catch.

90-Day Money-Back Guarantee

Use ClaimStack for 90 days. If you don't recover at least the cost of your subscription on a single supplement, we'll refund every penny. Same day. No questions, no forms, no process.

Questions

Questions contractors ask before signing up

Does it work with all carriers?
Yes. ClaimStack reads the PDF directly — it doesn't connect to carrier portals. State Farm, Allstate, Farmers, USAA, Travelers, Liberty Mutual, and 200+ other carriers all use the same Xactimate estimate format. If the adjuster sent you a PDF, ClaimStack can scan it.
What format does the estimate need to be in?
PDF is all you need. Most adjuster estimates come as a PDF from Xactimate. If yours is an Excel file or a Word doc, convert it to PDF first — it takes 10 seconds in any browser.
Do I need to know Xactimate to use this?
No. You don't need to know Xactimate, pricing databases, or anything technical. You upload the PDF, ClaimStack does the analysis, and you get a letter that explains the missed items it found in plain language with the dollar amounts attached. That's it.
How is this different from a supplement company?
Most supplement companies take around 20% of whatever they recover, and some charge 25–30%. On a $7,000 supplement, that's $1,400 gone on the low end. ClaimStack is a flat $297/month with unlimited claims, so most contractors cover the subscription on the first supplement they catch.
Can I cancel anytime?
Yes. Cancel from your account dashboard in one click. No calls, no cancellation forms, no fees. If you're inside the 7-day trial, you won't be charged anything.
What if the carrier pushes back on the supplement?
The supplement letter ClaimStack generates includes specific Xactimate line item codes and code citations for each item it flags. These aren't guesses — they're the same references adjusters use. That gives you the documentation carriers expect to see on a supplement.
Is there a free trial?
Two options. Upload a single estimate for free — no account needed, results in about 60 seconds. Or start a 7-day free trial for unlimited access — your card is collected but not charged until day 8. Either way, you see what the adjuster left off before you pay a dollar.
How many claims can I run per month?
Unlimited — run one claim a month or a hundred. $297/mo flat, no per-claim fees, no overage charges.
Is this just AI / ChatGPT reading my estimate?
No. ClaimStack uses a purpose-built analysis engine trained on Xactimate codes, IRC building codes, and carrier-specific supplement patterns. It was designed by a roofer who ran insurance restoration, not by a chatbot. AI assists with document parsing, but the detection logic is roofing-specific — it knows what O&P triggers look like, which states require ice & water shield, and when steep pitch charges apply.
Does this work for commercial, siding, or gutters?
ClaimStack is currently optimized for residential roofing claims — shingles, steep-slope, and flat roof systems. If your estimate includes siding, gutters, or interior work alongside the roof, ClaimStack will analyze the roofing scope. Commercial roofing support is coming.
Can my whole team use it?
Yes. ClaimStack includes team management — invite project managers, sales reps, and supplement staff with different roles. All included in your $297/mo subscription.
Will the carrier know I used software?
No. The supplement letter ClaimStack generates reads like a professional supplement from an experienced contractor. It uses standard Xactimate codes and code citations. There's nothing in the output that identifies it as software-generated.
What data do you store? Is my customer's information safe?
Your uploaded PDFs are processed securely over encrypted connections. We store the analysis results in your account so you can access them later. We never share your data with third parties or other contractors. You can delete all your data at any time from your account settings.

You did the work.
Now get paid for it.

Upload one estimate. See what the adjuster left behind. Takes about 60 seconds, and the first one is free.

Upload an Estimate — It's Free

or start a 7-day free trial — $297/mo, cancel anytime

No percentage taken · 90-day money-back guarantee · Built by a contractor

Upload an estimate — it's free